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Individual |
Corporate |
Others |
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Deposits |
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Savings |
3.75% - 4.75% |
3.75% - 4.75% |
Not applicable |
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Call |
3.75% |
3.75% |
Not applicable |
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Term (MUR) |
3.75% - 5.75% |
3.75% - 5.75% |
Not applicable |
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Term (FCY) |
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USD |
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0.00% - 0.15% |
Not applicable |
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Savings |
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0.00 |
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1 month |
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0.05 |
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2 months |
0.05 |
0.05 |
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3 months |
0.10 |
0.10 |
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6 months |
0.13 |
0.13 |
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12 months |
0.15 |
0.15 |
Not applicable |
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EUR |
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0.000% - 0.250% |
Not applicable |
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Savings |
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0.00 |
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1 month |
0.125 |
0.125 |
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2months |
0.125 |
0.125 |
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3 months |
0.125 |
0.125 |
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6 months |
0.125 |
0.125 |
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12 months |
0.250 |
0.250 |
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GPB |
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Not applicable |
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Savings |
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0.25 |
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1 month |
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0.25 |
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2 months |
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0.25 |
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3 months |
0.25 |
0.25 |
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6 months |
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0.50 |
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12 months |
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1.00 |
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Credit facilities (MUR) |
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Prime Lending Rate |
9.00% |
9.00% |
Not applicable |
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Credit cards |
N/A |
N/A |
Not applicable |
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Other credit facilities - margin over PLR |
-1% to 5.5% |
1.75% to 6.5% |
Not applicable |
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Credit facilities (FCY) |
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Margin over LIBOR |
N/A |
0.25% to 2.0% |
Not applicable |
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Savings Account |
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Minimum account opening balance |
100 |
100 |
Not applicable |
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Minimum credit balance to earn interest |
3000 |
3000 |
Not applicable |
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Monthly service charges if credit balance falls below minimum balance |
N/A |
N/A |
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Current Account |
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Minimum account opening balance |
10000 |
10000 |
Not applicable |
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Cost of cheque book |
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25 leaves |
60 |
60 |
Not applicable |
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50 leaves |
120 |
120 |
Not applicable |
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100 leaves |
240 |
240 |
Not applicable |
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Maintenance fees (charged half yearly -
May & Nov) |
150-900* |
150-900* |
Not applicable |
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* No of transactions 1- 50 MUR 150 |
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No of transactions 51- 100 MUR 300 |
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No of transactions 101- 150 MUR 450 |
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No of transactions 151- 200 MUR 600 |
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No of transactions 201- 250 MUR 750 |
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No of transactions (above 250) MUR 900 |
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Call Deposit Account |
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Minimum balance |
25000 |
25000 |
Not applicable |
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Minimum credit balance to earn interest |
25000 |
25000 |
Not applicable |
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Monthly service charges |
N/A |
N/A |
Not applicable |
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Term deposits (MUR) |
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Minimum amount |
25000 |
25000 |
Not applicable |
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Deposit withdrawn before maturity |
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Within 3 months of date of deposit |
No interest |
No interest |
Not applicable |
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After 3 months of date of deposit |
1% penalty on the rate applicable to the rate for which the deposit remained with the bank |
1% penalty on the rate applicable to the rate for which the deposit remained with the bank |
Not applicable |
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Term deposits (FCY) |
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Minimum amount |
5000 |
5000 |
Not applicable |
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Deposit withdrawn before maturity |
0.5% |
0.5% |
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Foreign Currency Account |
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Minimum balance |
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- Euro |
500 |
500 |
Not applicable |
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- Pound Sterling |
500 |
500 |
Not applicable |
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- US Dollar |
500 |
500 |
Not applicable |
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Minimum credit balance to earn interest |
500 |
500 |
Not applicable |
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Monthly service charges |
N/A |
N/A |
Not applicable |
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Credit Cards |
N/A |
N/A |
Not applicable |
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Annual fee |
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Replacement of lost/stolen cards |
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Cash advance fee |
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Overlimit fee |
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Loans and advances |
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Processing fee (for loan approved but not availed) |
1000 |
1000 |
Not applicable |
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Arrangement fee |
N/A |
N/A |
Not applicable |
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Ledger fee |
200 to 1,000 |
200 to 1,000 |
Not applicable |
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Commitment fee |
1% p.a. payable quarterly on undrawn balance |
1% p.a. payable quarterly on undrawn balance |
Not applicable |
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Early redemption/prepayment fee |
1% p.a on amount paid in advance over the residual lifetime of loan |
1% p.a on amount paid in advance over the residual lifetime of loan |
Not applicable |
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Valuation Survey & Report fee |
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Fees for valuation done by approved valuer |
Valuer's fees plus MUR200/- |
Valuer's fees plus MUR200/- |
Not applicable |
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Legal charges for creation of security documents |
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Not applicable |
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- Fixed/Floating Charges |
1500 |
1500 |
Not applicable |
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- Gages sans deplacement |
N/A |
N/A |
Not applicable |
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- Erasure of charges |
MUR200/- per charge |
MUR200/- per charge |
Not applicable |
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Guarantees |
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Performance bonds |
1.5% for first MUR5.0m (Min MUR600/-) + 1% over MUR5.0m |
1.5% for first MUR5.0m (Min MUR600/-) + 1% over MUR5.0m |
Not applicable |
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Tender/bid bonds |
1% for first 6 months Min MUR600/-) |
1% for first 6 months Min MUR600/-) |
Not applicable |
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0.25% for each period of 3 months (Min MUR600/-) |
0.25% for each period of 3 months (Min MUR600/-) |
Not applicable |
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Advance payment bonds |
2% p.a. |
2% p.a. |
Not applicable |
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Retention money bonds / guarantees |
MUR500/- per month |
MUR500/- per month |
Not applicable |
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Shipping guarantee |
Min of MUR600/- is levied for the
first 2 months |
Min of MUR600/- is levied for the first 2 months |
Not applicable |
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MUR300/- monthly thereafter until receipt of original Bill of lading |
MUR300/- monthly thereafter until receipt of original Bill of lading |
Not applicable |
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Treasury Bills |
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Account opening fee |
250 |
250 |
Not applicable |
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Transaction fee |
0.3% |
0.3% |
Not applicable |
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Debit Cards |
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Annual fee |
nil |
N/A |
Not applicable |
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Replacement of lost/stolen cards |
150 |
N/A |
Not applicable |
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Withdrawals |
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N/A |
Not applicable |
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- Bank’s ATM |
nil |
N/A |
Not applicable |
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- Other bank's ATM |
50 |
N/A |
Not applicable |
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- Overseas |
100 |
N/A |
Not applicable |
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Others |
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Telegraphic transfer Incoming |
125 + overseas bank charges |
125 + overseas bank charges |
Not applicable |
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Telegraphic transfer Outgoing |
250 + overseas bank charges wherever applicable |
250 + overseas bank charges wherever applicable |
Not applicable |
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MACSS facility |
100 |
100 |
Not applicable |
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Audit confirmation certificate |
700 |
700 |
Not applicable |
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Testimonial/Banker’s reference fee |
100 |
100 |
Not applicable |
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Letter of reference |
100 |
100 |
Not applicable |
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Payroll fee for beneficiary holding account with Bramer Bank |
100 |
100 |
Not applicable |
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Payroll fee to other banks |
100 per bank |
100 per bank |
Not applicable |
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Internet banking fee |
Free |
Free |
Not applicable |
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Duplicate statement of account |
25.00 per sheet, min - MUR50.00 |
25.00 per sheet, min - MUR50.00 |
Not applicable |
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Standing Instructions |
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- Internal transfer |
10 |
10 |
Not applicable |
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- Transfer to other banks |
30 |
30 |
Not applicable |
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Direct debit |
5 |
5 |
Not applicable |
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Purchase of foreign cheques/bank drafts |
MUR200.00 per cheque plus
overseas bank charges |
MUR200.00 per cheque plus overseas bank charges |
Not applicable |
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Office cheque issuance |
100 |
100 |
Not applicable |
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Cheque book facility |
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Not applicable |
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Cheque returned |
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Not applicable |
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- Inward |
25 |
25 |
Not applicable |
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- Outward |
250 |
250 |
Not applicable |
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Stop payment orders |
100 |
100 |
Not applicable |
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Safe deposit lockers |
1,500/-to 5,500/- |
N/A |
Not Applicable |
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* Type A- 1,500 |
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Type B- 2,500 |
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Type C- 4,000 |
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Type D- 5,500 |
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Night safe |
N/A |
N/A |
Not Applicable |
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